The federal government typically awards grants to state and local governments, universities, researchers, law enforcement, organizations, and institutions planning major projects that will benefit specific parts of the population or the community as a whole.
Use the federal government’s free, official website, Grants.gov rather than commercial sites that may charge a fee for grant information or application forms. Grants.gov centralizes information from more than 1,000 government grant programs to help states and organizations find and apply for grants.
If you plan to repair or renovate your home, government programs may make it easier for you to afford those home improvements.
What help is available?
The most common type of financial help from the government for home repairs or modifications is through home improvement loans programs backed by the government. Some programs are available nationwide, while others are only available at the state or county level.
Eligibility requirements vary from program to program. In general, it depends on income level, age of the homeowner, type of property, or where the property is located.
How do I apply?
Reach out to the federal, state, or county government agency that administers the program. Loans are made by traditional lenders, but the government programs help these lenders make loans that they might normally not fulfill. Grants are available depending on your income level and work to be done. Contact your local government housing office or nonprofit programs in your area that may have received funding from HUD.
Is there anything else I need to know?
Tips for Hiring a Contractor
Finding a good contractor to do repairs and improvements on your home is important. The Federal Trade Commission (FTC) provides resources and tips on hiring a contractor, including questions to ask and how to report problems.
Watch Out for Utility Lines Before You Dig - Call 811
Before digging on your property, call 811. Utilities will come out to mark the area to help you avoid damaging or being injured by underground utility lines. Timing for processing your request differs from state to state. Some states allow for an online digging request.